Only 20% of people in Hong Kong have made a Will. According to a survey cited in the Hong Kong Legislative Council in June 2025, nearly 40% have no legacy planning documents of any kind.
Source: LCQ20 Estate Planning, HK Government Information Centre, 4 June 2025This is not a knowledge problem. Most people are aware that Wills exist. The gap between awareness and action comes down to three misconceptions.
"It's only for wealthy people."
Under the Wills Ordinance (Cap. 30), any adult in Hong Kong can make a Will. There is no minimum asset threshold. A Will matters as much for someone with a flat and an MPF account as for someone with a property portfolio.
"My family will figure it out."
They will try. But without a Will, they will be doing it while navigating a court process, with frozen bank accounts, and no legal authority to act until a judge grants it.
"It feels morbid."
A Will is not about death. It is about making sure the people you love are protected and your wishes are carried out, not the government's default rules.